The Christian alternative to health insurance
Low-cost programs for business owners and employees.

If you’re an entrepreneur, you know the struggle of finding affordable healthcare. Christian Healthcare Ministries (CHM) is a faith-based alternative to health insurance, helping believers like you save hundreds every month.
CHM lets you choose your providers, so you can make your medical decisions with greater flexibility and freedom. As the only RamseyTrusted® health cost sharing ministry, we've been honored to partner with the Ramsey community for 15 years and counting.
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Simple Guidelines
CHM members can share 100% of eligible health costs with a dedicated Christian community. Each month, your contribution goes directly towards other members’ needs. Whether you’re paying off student loans, saving for your first house, or gearing up for retirement, CHM helps you reach your financial goals and still get the care you need.



