The Christian alternative to health insurance

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If you're a Ramsey fan, you care about wise stewardship and reaching your financial goals. Christian Healthcare Ministries (CHM) is a faith-based alternative to health insurance, helping believers like you save money on quality medical care.

CHM lets you choose your providers, so you can make your healthcare decisions with greater flexibility and freedom. As the only RamseyTrusted® health cost sharing ministry, we've been honored to serve the Ramsey community for 15 years and counting.

Simple Guidelines

CHM members can share 100% of eligible health costs with a dedicated Christian community. Each month, your contribution goes directly towards other members’ needs.

Get a free Info Pack!

It's pretty much that simple.

Whether you’re paying off student loans, saving for your first house, or gearing up for retirement, CHM helps you reach your financial goals and still get the care you need.

Ready to see how much you can save?

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Try our cost comparison tool now!

COMPARE YOUR COSTS

Curious about specific situations?

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Research different scenarios with CHM!

SEE HOW IT WORKS