
“Christian Healthcare Ministries helps families save money and gives them freedom to choose the doctors and providers they want—without worrying about networks."
– Rachel Cruze, Ramsey Personality

Christian Healthcare Ministries is Ramsey Trusted
If you follow Dave Ramsey, you care about being strategic with your financial decisions and achieving your financial goals. CHM, a biblically based alternative to health insurance, helps you do just that.
CHM allows you to be as intentional with your healthcare costs as you are with other areas of your budget. By offering you flexibility to choose your providers and to take your healthcare with you where you go, CHM empowers you to make your own healthcare decisions, while saving money in the process.
CHM, a RamseyTrusted partner, has been privileged to serve Ramsey fans for 15 years and counting. We’re the only health cost sharing ministry endorsed by Ramsey which means you can trust us to take care of you like Ramsey would.
How it Works
As a CHM member, you can share 100% of eligible health costs with a dedicated Christian community. In the same way, your monthly contribution goes toward other members’ medical costs.
It's pretty much that simple.
Whether you’re paying off student loans, saving for your first house, or gearing up for retirement, CHM helps you reach your financial goals and still get the care you need.