“Christian Healthcare Ministries helps families save money and gives them freedom to choose the doctors and providers they want—without worrying about networks."
– Rachel Cruze, Ramsey Personality
Christian Healthcare Ministries is RamseyTrusted®
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If you're a Ramsey fan, you care about wise stewardship and reaching your financial goals. Christian Healthcare Ministries (CHM) is a faith-based alternative to health insurance, helping believers like you save money on quality medical care.
CHM lets you choose your providers, so you can make your healthcare decisions with greater flexibility and freedom. As the only RamseyTrusted® health cost sharing ministry, we've been honored to serve the Ramsey community for 15 years and counting.
Simple Guidelines
As a CHM member, you can share 100% of eligible health costs with a dedicated Christian community. In the same way, your monthly contribution goes toward other members’ medical costs.

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It's pretty much that simple.
Whether you’re paying off student loans, saving for your first house, or gearing up for retirement, CHM helps you reach your financial goals and still get the care you need.



