This is why Dave Ramsey loves CHM

Do you want great Healthcare? You've come to the right place!

You may have heard about Christian Healthcare Ministries from a friend, through the internet, or even by listening to The Ramsey Show. But what exactly is it? CHM is a health cost sharing ministry that supports a debt-free lifestyle. Is the model unique? Absolutely, with intention! And whether you're paying off student loans, saving for your first house, or gearing up for retirement, we all have financial goals.



CHM can help you:

  • Free up room in your budget with our healthcare programs
  • Honor God with your finances
  • Secure financial peace before you incur healthcare costsDemars-family
  • Save money allowing you to apply it to other financial goals you may have

Other advantages of becoming a member of CHM include:
  • A variety of programs to meet different budgets and needs
  • Unlimited sharing amount with Gold and Brother's Keeper programs
  • Freedom when choosing your healthcare provider and making treatment decisions
  • Generous maternity program and family options
  • Ministry-minded staff who pray for—and with—you 
  • Share CHM with your friends and earn credits towards your monthly gift payment

Throughout the United States, hundreds of thousands of Christians are using biblical principles to meet the rising demands of healthcare costs. Together, CHM members have voluntarily contributed $6 billion to assist each other with medical costs since the ministry began 40 years ago. As the original health cost sharing ministry, this community of believers has changed thousands of lives financially and spiritually by choosing to bear one another's burdens. 

Plus, as a Better Business Bureau Accredited Charity that ministers through budget-friendly programs and a faithful framework, it's a program you can count on! 

What is Christian Healthcare Ministries (CHM)?

Our digital Information pack is filled with details about how this ministry works and the many advantages of membership for Christian's just like you. 

Get an Information Pack today!

Want to learn more? Take a second to watch this informational video explaining how CHM works.


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Christian Healthcare Ministries is not health insurance, but rather a principled, budget-friendly and eligible healthcare option under the Affordable Care Act (ACA) that many Christians use as their solution to their healthcare costs. We welcome you to learn more about our health cost sharing ministry’s history and how CHM meets the requirements of the national healthcare law.