“CHM is wonderfully different. Michael and I remain in awe of their biblical approach to healthcare and are so grateful we get to be a part of what they are doing for the benefit of God's Kingdom."

Hear the Cardel's story

When searching for budget-friendly healthcare, exploring options that align with Christian values can be difficult. For Elle Cardel, choosing to join forces with fellow Christians around the world allowed her to find the right fit for her growing family while blessing others.

Elle Cardel is a Bible teacher and podcaster from Shelbyville, Tennessee. She is the founder of the global online women’s ministry, Daughter of Delight, and is passionate about making more of Christ!

Elle believes in the importance of Bible literacy and delights in teaching the 184K+ women of faith who make up the Daughter of Delight community how to properly read the Word of God and apply the truths of the glorious Gospel of Jesus Christ to their everyday lives.

Elle and her husband, Michael, are college sweethearts, foster parents, and CHM members and enjoy outdoor adventures and home DIY projects in their free time. Check out Elle’s Daughter of Delight podcast.

Why CHM?



Choose your healthcare provider with the freedom to choose quality care-no network!



Submit eligible bills on the Member Portal by answering a few easy questions.



Receive your funds. Your CHM family takes care of your eligible medical bills. It’s that easy!

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