May this season remind you of the hope, love & peace found in Christ

The harmony of God’s people, His believers, which is expressed within praise and worship, is symbolic of what Christian Healthcare Ministries (CHM) members do in the practical area of healthcare costs.

We share each other's physical, spiritual and financial needs and would love to learn how we can serve you and your family in this way.

What being a part of the CHM community is all about

"We are a proud member of CHM, the first and longest-serving health cost sharing ministry. It is truly a blessing to share other members’ health costs while upholding our Christian beliefs. CHM is accountable and transparent with no hidden agenda. It is a ministry that allows us to make a difference and participate in a lasting legacy while glorifying God by following the New Testament teachings."

The Collingsworth Family

Reach out. We're here to help you...

By providing excellent healthcare for you and your family
Free up your budget with cost-effective, flexible, and reliable healthcare cost sharing options
Spend less time on healthcare research and more time on your personal and spiritual goals
Receive assistance with catastrophic medical bills by participating in our Brother's Keeper program
Manage your healthcare costs with comparison price-shopping tools that can potentially save you thousands of dollars annually
Stay healthy on a budget with access to helpful tips and resources
Tangibly be the hands and feet of Jesus to fellow Christians facing some of life's most difficult challenges

CHM. Where members get more

No application fees or change in cost related to age, weight, or health status
Ownership of your healthcare decisions and flexibility in choosing your providers
Programs for pre-existing conditions
A federally certified exemption to the national healthcare law
Generous maternity program
No one is dropped or denied membership due to medical conditions
One free month of membership after referring friends (Bring-a-Friend referral program)
A ministry-minded staff and hundreds of thousands of Christians who pray for—and with—you

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A gift for you!

Our digital Information pack is filled with details about how this ministry works and the many advantages of membership for Christians just like you.

Keep exploring

We want to help you better understand who CHM is, how we operate and what our mission is—serving God’s people as we help them share medical bills. We’ve put together a few resources just for you, including many that were referenced during our live Q&A session.

Check out these 11 advantages members experience when joining CHM.
Learn how the ministry’s simple—but powerful—framework serves Christians just like you.
Understand the qualifications for joining and who we serve at any age or stage of life.
Gather information about our programs and pricing here.
Read numerous member testimonials from those who experienced firsthand that it really works.
Find answers to some of CHM’s frequently asked questions.

Do you know your healthcare personality?

Whether you are single, newly wed, a proud parent, or breezing into retirement, you can have a clear understanding of your healthcare options. We invite you to quiz yourself to learn how you can uphold your Christian beliefs and better understand your healthcare needs while sticking to your budget.

Christian Healthcare Ministries is not health insurance, but rather a principled, budget-friendly and eligible healthcare option under the Affordable Care Act (ACA) that many Christians use as their solution to their healthcare costs. We welcome you to learn more about our health cost sharing ministry’s history and how CHM meets the requirements of the national healthcare law.